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Laguna Beach Business Club

RTC Mortgage Corporation

Specializing in Reverse Mortgages and Financing all types of Residential & Commercial Property

At a Glance

LBBC Member
Richard T. Cirelli
Business Type
Financial + Insurance
Location

668 N Coast Hwy, #399, Laguna Beach, CA 92651

Phone
(949) 494-4701

About the Business

With over 40 years of experience, Rick Cirelli & RTC Mortgage provides its clients with a level of expertise that is unsurpassed in the industry. RTC Mortgage specializes in providing dedicated customer service and finding the lowest rates for both residential and commercial loans. Rick Cirelli is also recognized as a leading Reverse Mortgage expert.

RTC also works with our clients’ tax and financial advisors to integrate their mortgage into their overall long and short-term financial plans. We help our clients gain wealth by managing their home equity to increase liquidity, safety and rate of return while minimizing income taxes. We provide more than just mortgage lending–RTC Mortgage provides financial peace of mind

Services and Specialties

  • Reverse Mortgage Loans
  • Jumbo Loans to $5,000,000 or more
  • Reduced Documentation Loans
  • Conforming Loans
  • Hard Money/Private Money loans
  • Home Equity Lines of Credit (HELOC)
  • Commercial Property Loans
Richard T. Cirelli
President & Founder

Richard T Cirelli (Rick) has been a mortgage professional for almost 50 years. During his corporate career he held executive positions with some of the nation’s most respected and successful mortgage lenders. After 25 years of leadership in the corporate world, he and his wife Lynn moved to Laguna Beach in 2000 and established his own mortgage company – RTC Mortgage Corporation, a wholly-owned independent mortgage brokerage. Since then, RTC Mortgage Corporation has been a leader in mortgage financing in Laguna Beach, Orange County and through California and Hawaii. With his knowledge, expertise, and experience, he has helped thousands of homebuyers and homeowners obtain the best possible financing terms to fit their needs. He has also been a leader in Reverse Mortgage lending for the past 20 years.